As a money app, we know that life can come at you fast and leave you needing to access cash quickly.

Whether it’s to cover an unexpected vet bill or simply to save up for that thing you really want, there are plenty of strategies you can use if you need money now.

Here are ten strategies for getting quick cash. And none of them involve anything illegal and/or sus.

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In a financial emergency? With Cleo, you could get a spot of up to $250.* No interest. No credit check. No stress.

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1. Sell items from your closet

According to one study,  80% of the clothes in the average American’s closet never see the light of day in a year.

One of the easiest ways to get some quick cash is by selling items you no longer need or use. Take a look around your home and gather up anything that's still in good condition but you no longer need. And it doesn’t just have to be clothes - it could also be books, or electronics.

You can sell these items online through sites like eBay, Facebook Marketplace, Depop or Poshmark, or even hold a good old-fashioned yard sale to shift them quickly.

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2. Do odd jobs for people in your community

At the risk of sounding like your Grandpa telling the story of how he bought his first house by mowing lawns for one summer, there are ways to make money by doing odd-jobs in your neighborhood.

If your neighborhood doesn’t exactly have that Desperate Housewives level of community closeness, you could use a site like TaskRabbit, which matches the demand for labor with people willing to take on tasks like gardening, cleaning or furniture assembly.

Or, check out apps like Wag! or Rover to find work dog-walking in your area.

You’d be surprised at how many people are willing to pay for these services, especially if they're busy or unable to do the work themselves.

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3. Sign up for paid online surveys

If you have some free time on your hands, signing up for paid online surveys can be a great way to earn some extra cash. Companies like Swagbucks pay users for completing surveys, watching videos, and other simple tasks you can do from your phone.

It literally just involves setting aside some time from your regular scrolling to do some scrolling for money. Nice.

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4. Rent out a spare room or parking space

If you have a spare room in your home or a parking space you're not using, renting it out can be a great way to earn some extra cash.  How much money depends entirely on what city you live in of course. But generally, you'd make at least $100 a month

Sites like Airbnb and VRBO allow you to rent out your spare room to travelers, while services like SpotHero and ParkWhiz let you rent out your parking space to drivers in need of a spot. Depending on your location and the demand for your space, you could earn a significant amount of money by renting out these spaces.

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5. Offer freelance services

If you have a skill or talent that can be monetized, offering freelance services can be a great way to earn some extra cash. You can offer services like graphic design, writing, or programming through sites like Upwork or Fiverr, or advertise your services locally through social media or community boards. While building a freelance business may take some time, offering your skills on a project-by-project basis can be a good way to earn some quick cash.

Wanna get started? We have a whole article on making money with Fiverr.

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6. Got a car? Dip your toes in the ✨ gig economy ✨

The gig economy has exploded in recent years, with companies like Uber, Lyft, and Instacart offering opportunities for people to earn money on their own schedules. If you have a car, you can sign up to be a driver for one of these companies and earn money by giving rides or delivering groceries. While the pay may not be great, dipping your toes in gig economy for a little bit can be a good way to supplement your income and earn some quick cash when you need money now.

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7. Take on temporary work

If you need money quickly and don't mind doing some temporary work, there are plenty of opportunities out there. You can check with staffing agencies in your area, search job boards for temporary work, or even sign up for a day labor service to find work on short notice. While temporary work may not be your dream job, it can be a good way to earn some quick cash while you're between jobs or if you really need money now.

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8. Use cashback apps

There are plenty of cashback apps out there that allow you to earn money on purchases you're already making. Apps like Ibotta, Rakuten, and Dosh offer cashback on everything from groceries to travel. Simply download the app, link it to your accounts, and start earning cashback on your purchases. While the cashback may not be huge, it can add up over time and provide you with some extra money to supplement other side-hustles.

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9. Use online marketplaces

Online marketplaces like Amazon, Etsy, and eBay offer opportunities for people to sell their goods to a global audience. If you have a product to sell, consider setting up shop on one of these platforms and marketing your goods to the masses. It may take a little time to build up your shop, but, getting on online marketplaces can be a good way to earn some extra cash on the side.

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10. Get a cash advance with Cleo

If all else fails or you really need money like right now, Cleo can spot you up to $250*, with no credit checks and no interest.

So if you get $120, repayment is $120. If you pay for same-day access, that’s $123.99. It’s that simple.

And, with Cleo, you get access to a ton of free features like a super-smart personalized budget to help you eventually not need a cash advance.

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There’s only one thing left to do…

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Enjoy this post? Give it a share or send it along to a friend. You never know, it could make a big difference. Big love. Cleo 💙

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*Eligibility requirements apply.