March 22, 2023
Side Hustles

How to Make Money on Your Phone

Looking for some easy side hustles? We’ve rounded up some of the best ways to make money online 🔥

We all need a little extra cash now and then to help with the bills, gas, or a tub of Ben & Jerry’s (that stuff ain’t cheap).

And one of the easiest ways to get your hands on some is by picking up your smartphone and downloading a couple of apps 💵

It’s that simple.

Ok, so you do need to do a bit of work as money doesn’t come for free (sorry).

To help, we’ve listed a few of the most popular apps you can download to help you make some extra cash on the side.

Y’all heard it here first.

Go get it 🍦

Via Giphy
(PSA: If you’re in between jobs right now, Cleo can spot you up to $250 today. No credit checks and no fees. Eligibility requirements apply.)

#1 Cash back apps

There are several cash back apps available that let you earn money by shopping at certain stores or making specific purchases.

They’re designed to help you save money by giving you cash back rewards when you shop through the app.

Some examples include:

🛍️ Rakuten (iOS/Android) – You’ll receive your cash back earnings on a quarterly basis via PayPal or through a physical check mailed to your address. You can decide which method would suit you best. Rakuten also offers a $10 welcome bonus for new users and there’s no fees.

🛍️ Ibotta (iOS/Android) – The average Ibotta user is said to earn between $10 to $20 each month. It’s not exactly going to break the bank but users who are more active in the app can earn as much as $300. Once you reach $20 in cash back, you’ll can request for it to be sent to you via PayPal, bank account or gift cards.

🛍️ Dosh (iOS/Android) – All you need to do is download the app, sign up and connect your cards so the app can check to see if there’s any available cash back offers for you. You’ll instantly get your cash back meaning you won’t need to wait for a pay day. Here for it. And if your friends are interested, you can earn $10 for each referral.

Different cashback apps have different rules and requirements for earning rewards so always check the (boring) terms and conditions before using them.

Want to start earning some rewards each time you shop? Check out Select’s Round Up of Cashback Apps in 2023.

#2 Paid online surveys

There are tons of online survey companies that are looking for feedback from their customers which can easily be done from your smartphone, at home, on the sofa.

This option is particularly great if you already love running your mouth. Your opinions matter 💅

Some popular sites include Swagbucks and Survey Junkie ⬇️

💵 Swagbucks surveys

Swagbucks (iOS/Android) is a rewards program where you can earn virtual currency, which is also known as Swagbucks or SB.

It first came around in 2008 and it’s now one of the most popular rewards programs on the internet.

You just need to complete various tasks online such as taking surveys, watching videos, or searching the web. Your Swagbucks can then be redeemed for various rewards such as gift cards, cash, and merchandise.

Literally get paid for your opinions ✨

Swagbucks has a Trustpilot rating of 4.3/5 from over 32,000 reviews.

💵 Survey Junkie

Survey Junkie (iOS/Android) is an online market research community which is owned by DISQO - a consumer insights platform. You’ll essentially share your opinions and shopping behaviors in exchange for rewards 🤑

How much you earn totally depends on the time you put in. Members who take surveys and opt-in to share their online activity are more likely to get the most value from their membership.

Taking surveys isn’t exactly going to make you rich (sorry) but if you complete three surveys daily, you could earn roughly $40 per month.

Survey Junkie has a Trustpilot rating of 4.3/5 from over 42,000 reviews.

PSA: It's always important to do your research and read reviews before using any money-making apps or websites to ensure that they are legitimate and safe.

Some survey sites out there can be a bit spammy.

#3 Sell stuff online

A lot of the time items you’re looking to sell, buyers are looking to purchase.

You could literally be sitting on a gold mine right now.

These days, you can pretty much sell everything online these days (within reason) and apps like Vinted, Depop, and Poshmark make it super easy.

From experience, Vinted is one of the most user-friendly apps out there and items posted on Vinted sell much quicker than those advertised on other marketplace apps.

One of the main benefits of selling on Vinted is that the buyers always pay for the postage so you don’t need to worry about setting this up.

For tips on how to get started, here’s How to Make Money on Depop, Poshmark, and eBay.

Top Tip: To avoid disappointing your buyers, always make sure what you’re selling is exactly as described…

#4 Freelancing

If you’re interested in freelancing, there are sites out there such as Upwork, Fiverr, and Freelancer.

These online marketplaces help connect businesses and individuals with freelancers who offer services which include graphic design, digital marketing, writing, programming, and more.


Fiverr launched in 2010 and is now one of the largest online marketplaces for freelance services. It operates on a gig-based system and if you’re unsure of what that means, it’s basically where freelancers can offer their services in the form of “gigs,” which are small projects or tasks.

Fiverr has over 200 seller categories and the prices you can charge varies.

Here’s a list of give of the most in-demand jobs:

  • Graphic Design
  • Website Development
  • Translation
  • Copywriting
  • Social Media Marketing

Looking to kick-start your freelancing career? How to Make Money on Fiverr for beginners 🚀


Be your own boss and easily find local jobs which fit into your schedule 💅

If you live in a city or a big town, chances are you’ll see no end of job requests.

Winning 🤑

You can set your own rates and keep 100% of what you charge, plus any tips. TaskRabbit will pay you directly through its secure payment system.

Categories of work include:

  • Cleaning jobs
  • Delivery jobs
  • Electrical help jobs
  • IKEA assembly jobs (because following IKEA instructions is a bit like trying to eat spaghetti bolognese on a rollercoaster… quite frankly, impossible)
  • Indoor painting jobs
  • Garden work and waste removal jobs

So hopefully you’ve now got a few ways to make some extra cash on the side. And if you’re wondering what to do with the money once it comes rolling in, save and set a budget.


Create a free budget with Cleo. She’s got your back.

Enjoy this post? Give it a share or send it along to a friend. You never know, it could make a big difference.

Big love. Cleo 💙

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