You know the feeling. You’re all set to make it to payday. Then you’re hit with an unexpected expense. A medical bill. A broken-down car. It ain’t fun.
So you’re frantically googling “I need $100 now.” This is where loan companies, payday lenders and cash advance apps come in.
So it’s good to do some thorough research into a company before taking their money.
Here’s the low down on Green Day loans.
Here’s what Green Day Loans offer according to their website
📍 On their website, Green Day loans offer up to $5000 with an installment loan and up to $1000 with an online payday advance.
📍 In the state of California, they offer a same-day cash advance of up to $255 “due to local laws.”
📍 There is little information available on Green Day Loans’ website about fees and interest rates. They state:
“A poor credit loan can amount to a sum of $20 for each $90 you borrow. The exact amount is not uniform across the USA, as each type of legislation can vary by state.” They don’t provide a time frame for this fee, but in the least, if you borrow $180, you’ll end up paying $220 back.
📍 Green Day loans offer these products for people with no credit score or a bad credit score.
Green Day loans online reviews
Wondering if Green day loans is legit? Their Trustpilot reviews are pretty self-explanatory.
Out of all of their 27 reviews on Trust Pilot, 22 are positive, and the other 5 are one-star.
Of these one-star reviews, multiple customers accuse Green Day loans of selling your data and writing their own positive reviews.
What to look for with a cash advance:
📍 Reviews online
📍 App store reviews
📍 Check if they are registered with the Better Business Bureau.
📍 You can also check with the state’s Attorney General’s website to find their registration and look for complaints on a lender.
Green Day loans are not registered with the Better Business Bureau.
Neither is their registration is not available on the California state attorney’s website.
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Big love. Cleo 💙