2023-01-21
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January 21st: Sh*t You Didn't Learn In School

It’s a BNPL special 🙃

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IN THIS ARTICLE:

Hey,

How are the New Year’s resolutions going?

Dw, we’re not the self-improvement cops. We’re all about breaking habits slowly.

One day at a time.

This week, it’s all about one habit in particular: Buy Now Pay Later services.

BLINK AND YOU'LL MISS IT 👁️

Does Klarna build credit?
In short, no. Here's how it works...

Kla

How BNPL might hurt your credit score

It’s particularly risky for Gen Z…

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How to BNPL safely

Not to sound like your Mom, but if you're gonna do it, at least do it safely honey...

Illustration of a packing box with money coming out of the side

Top 5 Cash Advance apps for 2023

For if you are in a tight spot...

Illustration of a blue iPhone on a light and blue background with a dollar bill floating out of the screen

NEWS BY THE NUMBERS 🎓

🎤 Meet the Taylor Swift fan who regrets spending $5,500 on a resale ticket. The Swifties are strong.

🏘️ The rate of US new home construction fell to a five-month low as higher mortgage rates weakened demand. Is this...a win?

🛍️ Generation Z accounted for 100% of the luxury market’s growth last year. Good for her.

💰 And finally, these states are doing the bare minimum and raising minimum wage in 2023.

✨ MONEY HACK OF THE WEEK ✨

Illustration of a store with a sign that says 'Lil biz'

Etsy. It's like other selling platforms, but artsy.

Depop. For the fashion girlies.

With some sellers making up to six figures from these sites, here's a rundown on all the best places to make money online in 2023, inclduing eBay and Poshmark.

For beginners.

Start selling.

LEAVE US A REVIEW 💙

Hey,

If Cleo has improved your life at all, please could you take 2 minutes and let us know in the app store (iOS/Android). It really makes a difference 🙏

Big love Cleo

Until next time 👋

Enjoy this post? Give it a share or send it along to a friend. You never know, it could make a big difference. And of course, if you want to try the best money app in the world for free, just hit this link right here.

Big love. Cleo 💙

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