January 21, 2023
/
Culture

January 21st: Sh*t You Didn't Learn In School

It’s a BNPL special 🙃

Hey,

How are the New Year’s resolutions going?

Dw, we’re not the self-improvement cops. We’re all about breaking habits slowly.

One day at a time.

This week, it’s all about one habit in particular: Buy Now Pay Later services.

BLINK AND YOU'LL MISS IT 👁️

Does Klarna build credit?
In short, no. Here's how it works...

How BNPL might hurt your credit score

It’s particularly risky for Gen Z…

How to BNPL safely

Not to sound like your Mom, but if you're gonna do it, at least do it safely honey...

Top 5 Cash Advance apps for 2023

For if you are in a tight spot...

Illustration of a blue iPhone on a light and blue background with a dollar bill floating out of the screen

NEWS BY THE NUMBERS 🎓

🎤 Meet the Taylor Swift fan who regrets spending $5,500 on a resale ticket. The Swifties are strong.

🏘️ The rate of US new home construction fell to a five-month low as higher mortgage rates weakened demand. Is this...a win?

🛍️ Generation Z accounted for 100% of the luxury market’s growth last year. Good for her.

💰 And finally, these states are doing the bare minimum and raising minimum wage in 2023.

✨ MONEY HACK OF THE WEEK ✨

Etsy. It's like other selling platforms, but artsy.

Depop. For the fashion girlies.

With some sellers making up to six figures from these sites, here's a rundown on all the best places to make money online in 2023, inclduing eBay and Poshmark.

For beginners.

Start selling.

LEAVE US A REVIEW 💙

Hey,

If Cleo has improved your life at all, please could you take 2 minutes and let us know in the app store (iOS/Android). It really makes a difference 🙏

Big love Cleo

Until next time 👋

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Big love. Cleo 💙

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