SH*T YOU DIDN’T LEARN IN SCHOOL 💙

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Happy New Year.

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In for 2023: Sexy budgets. Realistic money goals. Staying hydrated. Jennifer Coolidge.

Out: Money shame. Impulsive spending. Texting your ex. Drippy coffee lids. Inflation (manifesting that one).

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To help you get started, we’ve got all the hacks for setting and achieving your money goals in 2023.

Big Love

Cleo 💙

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BLINK AND YOU’LL MISS IT 👁️

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It’s time to set your 2023 money goals

It’s not too late. We’ve got some super achievable suggestions, and a chance to win $500…

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The best budget app to help you reach your money goals

Spoiler: her name is Cleo. Here’s how she can help (and you don’t have to spend a dime)…

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How BNPL services can affect Gen Zs credit score

If you need motivation to curb your compulsive Buy Now Pay Later spends, this is it…

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The money app that roasts you

If you need even MORE motivation to curb your Amazon binges…

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NEWS BY THE NUMBERS 🎓

👩‍💻 A recent Cosmo survey found that 49 percent of Gen Z respondents have experienced burnout, and a majority of respondents said their main life focus is their “mental and physical health.”

🏋️ On January 1, Equinox gyms banned new members from joining. Expensive and gatekeepy, our favorite combo <3

✨ Instead of “quiet-quitting” your job, try “rage-applying” to a load of new ones. It’s helping Gen Z and Millennials land $30k raises.

📦 Amazon is apparently going to be cutting 18,000 jobs this year. Did they not get the memo that layoffs are out for 2023?

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✨ MONEY HACK OF THE WEEK ✨

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It’s like a regular online store. But artsy.

Some sellers make a steady $75 a month. Others make their full-time income on Etsy, and are able to turn their side hustle into their main hustle.

Looking for a side hustle for 2023? We’ve got you covered.

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Find out how to make money on Etsy on our blog.

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Enjoy this post? Def give it a share or send it along to a friend. You never know, it could make a big difference. And of course, if you want to try the best money app in the world for free, just hit this link right here.

Big love. Cleo 💙

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Until next time 👋