Cash Advance

Need Quick Cash? Here's the Top Cash Advance Apps

The best apps to get a cash advance with ease and convenience 🙌

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Top Cash Advance Apps for Your Quick Cash Emergencies

Life can throw curveballs, and sometimes those curveballs require some extra cash.

Did we say curveball?

When you need cash, the last thing you want to do is spend hours searching for a solution. Fortunately, cash advance apps are here to save the day. They're like your very own superhero.

These handy financial tools can provide you with an instant cash boost without interest charges or credit checks. We've done the legwork for you (nice of us), and have compiled a list of the top cash advance apps, so you can get quick cash you need when you need it most.

Here's a list of the top cash advance apps to consider.

Cleo: Your Ultimate Gig Worker Cash Advance App

If you’re in need of a spot, the Cleo Plus feature can offer up to $250*. No interest, no late fees, no credit checks, no stress.

…And breathe.

Why Choose Cleo?

Well, aside from being the best money app (👀), there isn’t minimum direct deposits required. And she doesn't verify your time sheets or w-2 forms. So she's freelancer, gig-worker, all the workers friendly.

Getting started is easy:

1) Download Cleo
2) Connect your main bank account (the one you get paid into)
3) Find out if you're eligible for the cash advance
4) Check if Cleo's right for you, then confirm your details
5) Decide when you want the money

💵 Maximum amount: $250
🏦 Fees: $5.99 monthly subscription and no late fees
🚀 Speed: Three to four working days or today if you pay an express fee of $3.99
✅ Repayment: It’s up to you when you want to repay
🔎 Credit check: No
📈 Interest: Hell no

So, What Makes Cleo great?

When you download Cleo, you'll get access to a load of cool features which are designed to help build your credit and eventually stop you from needing a cash advance.

These include:

🌱 Credit coaching – Clear information explaining your score, and the steps you’ll need to take so you can manage your money in a way that can help improve your score

🔥 Roast mode – Cleo picks up on your bad spending habits and roasts the sh*t out of you for it (especially for Amazon purchases).

Interested? We thought so. Here’s How to Get a Cleo Cash Advance. ✨

What Do Our Users Think?

”Very entertaining with the humor, love the experience of interacting with Cleo. Love the cash advances too, so easy to borrow with just a few clicks. Easy to use app, no issues and easy to navigate.” Shawn H. Trustpilot review***

Chime: Your Fee-Free Overdraft Service

Chime offers a fee-free overdraft service called SpotMe. It lets you overdraw by up to $200 on debit card purchases without charging a fee (unlike stupid banks).


You’ll need to sign-up for a Chime bank account and activate your Chime Visa debit card. Once you’ve done this, open the settings tab in the app to find out if you’re eligible. If you are, you’ll be officially enrolled into SpotMe once you’ve agreed to the T&Cs.

Your SpotMe limit starts at $20 and depending on your account activity, history, and other risk factors, it could increase up to $200.

PSA: You’ll need to receive a single direct deposit of at least $200 into your Chime checking account over a 34-day period to be eligible.

💵 Maximum amount: $200
🏦 Fees: Option to tip and no late fees
✅ Repayment: Your next payday
🔎 Credit check: No
📈 Interest: No

Brigit: A Financial Safety Net

Brigit can get you a cash advance of up to $250 with no interest or hidden fees. The app analyzes your financial habits and notifies you if you're in danger of overdrawing your account.

Handy when you're on a night out.

Plus, Brigit offers free budgeting tools and allows you to request a cash advance automatically if your balance dips below a certain threshold.

💵 Maximum amount: $250
🏦Fees: $9.99 monthly subscription and no late fees
🚀 Speed: Two to three business days or pay a small fee for express delivery
✅ Repayment: Typically your next payday but Brigit says if you need an extension, you won’t be charged
🔎 Credit check: No
📈 Interest: No

Cash for Short-Term Needs

When you need cash, you shouldn't have to rely on interest heavy financial products. With no credit checks, interest charges, or fees, cash advance apps could provide a convenient, low-cost solution to your short-term financial needs. And be sure to run your own comparisons first to check which cash advance app is best suited to you. 💗

*The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible.

**Real review. Individual results may vary.

Still have questions? Find answers below.
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