SH*T YOU DIDN’T LEARN IN SCHOOL 💙

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‍Hey,

This one’s for those who prefer to do their shopping behind closed doors 👀

Thanks to inflation and supply chain issues, retailers are making changes to their return policies.

Farewell, flexibility. It was nice knowing you 🥀

To help, we’ve listed the stores who have introduced shipping costs and cut back on their return windows.

And we know a lot of people are tight on cash this time of year, read on to find out how to get a Cleo cash advance.

Gig workers, we got you ✌️

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BLINK AND YOU’LL MISS IT 👁️

Stores are changing return policies
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How to get a cash advance for gig workers
Whether you're a gig worker or in a 9-5 job, here's how you can get a cash advance

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NEWS BY THE NUMBERS 🎓

👋 Twitter users have been seeking alternative platforms. And one of those is Mastodon which gained 230,000 new users last week.

⚠️ The effort to ban the $50 bn TikTok is back and there’s rumors of it becoming stronger after the elections.

2020 has re-entered the building 🙃

⌛ FTX, one of the largest crypto exchanges in 2022, is on the brink of collapse after being valued at $32 billion earlier this year.

Just in time for your parents to bring it up at Thanksgiving.

💵 5 key personal finance issues at stake during this midterm election, including a millionaire tax.

Looks like Christmas could come early 🍿

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✨ MONEY HACK OF THE WEEK ✨

On average, households spend around $412 per month on food, so if there’s a way to cut the costs on the thing we love the most, we’re here for it ✨

‍‍From $180+ worth of free food, to taking online paid surveys and making some extra cash in time for the holidays, we’ve got you covered 🧁

‍Here’s 14 money hacks to help you spend less while still treating yourself 💸

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Enjoy this post? Give it a share or send it along to a friend. You never know, it could make a big difference. And of course, if you want to try the best money app in the world for free, just hit this link right here.

‍Big love. Cleo 💙

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Until next time 👋