November 12th: Sh*t You Didn't Learn In School

SH*T YOU DIDN’T LEARN IN SCHOOL 💙

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‍Hey,

This one’s for those who prefer to do their shopping behind closed doors 👀

Thanks to inflation and supply chain issues, retailers are making changes to their return policies.

Farewell, flexibility. It was nice knowing you 🥀

To help, we’ve listed the stores who have introduced shipping costs and cut back on their return windows.

And we know a lot of people are tight on cash this time of year, read on to find out how to get a Cleo cash advance.

Gig workers, we got you ✌️

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BLINK AND YOU’LL MISS IT 👁️

Stores are changing return policies
Shopping this holiday season? Here's why impulse buys could cost you...

How to make money on eBay
If you find yourself stuck with unwanted stuff, here's how you can sell it...

How to buy a house with no money
Here's how you could buy a house sooner than you think...

How to get a cash advance for gig workers
Whether you're a gig worker or in a 9-5 job, here's how you can get a cash advance

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NEWS BY THE NUMBERS 🎓

👋 Twitter users have been seeking alternative platforms. And one of those is Mastodon which gained 230,000 new users last week.

⚠️ The effort to ban the $50 bn TikTok is back and there’s rumors of it becoming stronger after the elections.

2020 has re-entered the building 🙃

⌛ FTX, one of the largest crypto exchanges in 2022, is on the brink of collapse after being valued at $32 billion earlier this year.

Just in time for your parents to bring it up at Thanksgiving.

💵 5 key personal finance issues at stake during this midterm election, including a millionaire tax.

Looks like Christmas could come early 🍿

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✨ MONEY HACK OF THE WEEK ✨

On average, households spend around $412 per month on food, so if there’s a way to cut the costs on the thing we love the most, we’re here for it ✨

‍‍From $180+ worth of free food, to taking online paid surveys and making some extra cash in time for the holidays, we’ve got you covered 🧁

‍Here’s 14 money hacks to help you spend less while still treating yourself 💸

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Enjoy this post? Give it a share or send it along to a friend. You never know, it could make a big difference. And of course, if you want to try the best money app in the world for free, just hit this link right here.

‍Big love. Cleo 💙

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Until next time 👋