No credit checks

No interest

Quick access to funds

*Eligibility requirements apply

Over 40,000+ 5-star reviews FOr Cleo

NRM123, App Store

Used Mint, Albert, Digit, and this tops them all. Tons of great options- like being able to “fine” myself a certain $$ amount when I eat fast food? Then that goes into savings

T_94, App Store

I can’t get enough of this app always on top of me with my finances and helps me think of better ways of saving my money and investing it so I can live a more better comfortable lifestyle and not have to worry about bills

Richard K

...I am complety blown away by how efficient, smart, and helpful this is.

Carrie L

I was excited for the card because the more opportunities you get to build credit the better.


Get $20 - $250 based on eligibility

No credit checks

No interest

Build an emergency fund over time


Along with an advance, Cleo's got tools to help you build your own emergency funds


We never store or access your banking login details

We have bank level 256-encryption

We're trusted by over 5 million users

How much
you'll get

First timers can qualify for an advance between

$20 - $70

Over time you could qualify for advances up to:


More on eligibility

Sign up In 3 minutes

*Cleo Credit Builder Card issued by WebBank, Member FDIC
**Salary advance and Cashback rewards included with Cleo Builder Subscription and not feature of the Cleo Credit Builder Card