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What’s a Challenge?

How do I start a Challenge? Are Challenges included in my subscription?

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Written by Hannah Voss
Updated over 2 weeks ago

What's a Challenge?

Challenges are an easy way to save money by cutting spending on a particular category or merchant.

How it works:

  • You pick a category or merchant you want to cut back on

  • You set a period of time and a spend limit that work for you

  • You get daily updates in Chat to help you keep on track

Do I need a subscription to start a Challenge?

Challenges are now available for everyone, regardless of your subscription tier. That’s right: they’re totally free.

How do I start a Challenge?

  • Go to Save

  • Tap Generate Challenge

  • You can choose to accept a Challenge made just for you, or to make your own

  • Follow the prompts to start your Challenge

What are predicted savings?

Predicted savings are the amount you’re estimated to save if you successfully complete your Challenge. It’s money you already have and will get to keep because you’re spending less on your Challenge category or merchant.

Challenges are recommended based on your average spending over the last 12 weeks (with your connected account). Your predicted savings are a percentage deducted from this 12-week spending total. See how Challenges can help you save money.

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