The Wallet is simply a way for you to hide money from yourself – removing the temptation to spend it.

You can manually put money into your Wallet from your linked account, and take money out of your Wallet. Transfers can take up to four days to complete.

Cleo can even save for you automatically using the autosave feature.

The Wallet is hosted by our payment partner, Dwolla.

To learn more about the Wallet, read the FAQs here.

The Wallet is no longer available in the UK. Read more about that here.