Thread Bank...who is she?
Here's why you'll have noticed a Thread Bank name drop when you signed up for your Direct Deposit: this is the bank that temporarily holds your deposit until it moves onto your card.
Cleo isn't a bank, she's just an AI. So, we need a trustworthy bank partner to hold your cash after your payroll provider hands it over to Cleo.
To summarise: once your direct deposit gets transferred into this account it will get transferred to your credit builder card.
Phew. You can relax, no suss banks here.