Build Credit
The credit builder card with your credit score in app.

Fall in love with your credit score

Apply for the Cleo Credit Builder Card and start working on your credit

  • No credit checks

  • No interest

  • Get up to a $100 salary advance**

* Cleo Credit Builder Card issued by WebBank, Member FDIC
** Salary advance and Cashback rewards included with Cleo Builder Subscription and not feature of the Cleo Credit Builder Card

OVER 40,000+ 5-STAR REVIEWS FOR CLEO

App store
4.6
56.3k Ratings
Google Play
4.0
21.4K Ratings
Used Mint, Albert, Digit, and this tops them all. Tons of great options- like being able to “fine” myself a certain $$ amount when I eat fast food? Then that goes into savings
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App store review by
NRM123
I can’t get enough of this app always on top of me with my finances and helps me think of better ways of saving my money and investing it so I can live a more better comfortable lifestyle and not have to worry about bills
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App store review by
T_94
...I am complety blown away by how efficient, smart, and helpful this is.
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App store review by
Richard K
I was excited for the card because the more opportunities you get to build credit the better.
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App store review by
Carrie L

BUILDING CREDIT DOESN’T HAVE TO SUCK

No credit checks or interest

Up to $100 salary advance**

Cashback rewards on everyday spends**

Real-time transaction alerts

Personalized coaching and tips

Tools to manage your entire money life

The only money app you’ll ever need

From automatic budgeting  to cash advances, see why Cleo was voted Best Money App of 2020.

Account screen showing the money available on the credit builder card.

Your data is always safe

All funds protected by a $250,000 guarantee*

Bank level 256-encryption

Trusted by over 4 million users

signing up takes
2 minutes

QR code to download cleo app
Talking to Cleo and seeing a breakdown of your money.