Meet Cleo
Talking to Cleo and seeing a breakdown of your money.

It’s your money.
Own it.

Use the power of AI to save more, spend less, and stick it to the banks

  • 4 million users

  • Easy to use

  • Get started in 2 minutes

Stretch your paychecks

Make every dollar count with custom budgets that track your spending

Adding a new savings pot.
Total savings screen with this weeks saving hacks.

Save more without trying

Cleo’s got the savehacks to help anybody reach their goals

Change your habits

Play games, get quizzed, even roasted about your spending so you can make real change

Getting roasted by Cleo.

Need a quick Spot?

Eligible users who sign up to Cleo Plus can potentially borrow up to $100 for bills

OVER 40,000+ 5-STAR REVIEWS

App store
4.6
56.3k Ratings
Google Play
4.0
21.4K Ratings
Used Mint, Albert, Digit, and this tops them all. Tons of great options- like being able to “fine” myself a certain $$ amount when I eat fast food? Then that goes into savings
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App store review by
NRM123
I can’t get enough of this app always on top of me with my finances and helps me think of better ways of saving my money and investing it so I can live a more better comfortable lifestyle and not have to worry about bills
StarStarStarStarStar
App store review by
T_94
...I am complety blown away by how efficient, smart, and helpful this is.
StarStarStarStarStar
App store review by
Richard K
It is really helpful to see my expenses and have her give me a breakdown on how much I can spend each day and have her give me a budget
StarStarStarStarStar
App store review by
Aaron P

Security

We take your security seriously and use the same level as your bank.

You can read more about it here.

$250,000 guarantee

Bank level 256 SHA encryption

No data sharing

Trusted by over 4M users

signing up takes
2 minutes

QR code to download cleo app
Talking to Cleo and seeing a breakdown of your money.