It's never too early to start working on your score – so we've made it easy
STudents and recent graduates Can Get 33% off Cleo Builder
If you've never had a builder subscription before, just verify your student or recent graduate account below and get access to Cleo Builder features for $9.99/mo.
Why do credit scores matter?
Your credit score is a number that tells lenders how likely you are to pay them back.
A good score will help you rent apartments, get better car deals, and save thousands on your mortgage. Which you will have one day. Dream big.
Learn why credit scores matter
What’s Cleo Builder?
Cleo Builder is a subscription that’s designed to help you build credit, avoid your overdraft and keep your finances in check. Specifically you’ll get to:
Unlock your credit builder card†
Access cash advances up to $120*
Receive VIP Support
Earn cash back on your favorite brands*
Credit score coaching
Hell yes there's more
Come for the credit building. Stay for the vibes.
Weekly games and prizes
Roast mode (it’s spicy)
What's the cost?
A subscription to Cleo Builder costs $9.99 a month.
Is the Credit Builder Card Safe?
Whatever money you add to your security deposit becomes your credit limit.
When that money’s gone, you have to add more to keep using the card, which makes it really hard to overspend.
Is it right for me?
Obviously we're going to say yes.
But if you subscribe to Cleo Builder and then change your mind, it's super easy to cancel.