What comes with my Plus subscription?
While the free version of Cleo is pretty mighty, Plus gets you a whole lot more bang for your buck. When you subscribe you will have:
Access to a cash advance
Your personalized Credit Score
Use of the Debt Reset feature
How do I request a cash advance?
Head to Request (previously Borrow) to see how much you qualify for and to request a cash advance.
Once you choose your amount, you can decide when you want to repay (anywhere between 3 and 14 days).
Then choose when you want your advance to hit your account:
If you need your cash advance same-day, you can pay an express fee that ranges from $3.99 - $9.99, which is payable at the time of repayment.
If you're happy to wait, the standard option is free and your cash arrives in 3-4 days.
You'll get a notification when your cash advance has landed.
What is the credit score feature?
If you're subscribed to Plus, or Builder, you can check your credit score in Request (formerly Borrow).
Your full report, provided by Equifax, comes with reasons explaining your score and next steps for managing your money in a way that can help improve it.
You can also see a score simulator, which explains exactly what your score means in terms of interest rates, mortgages, etc.
What is Debt Reset?
Debt Reset is a personalized debt management tool used to help you plan how to pay off your debt. It lets you visualize what you owe and, by setting up a Paydown plan, provides key information to help you prioritize which debts to pay off first. You can find it in Spend.
How do I get access to more features?
If you want access to features like Savings with APY and Save Hacks you can subscribe to Pro. If you've got your eye on a Cleo Card, you'll need to subscribe to Builder.