What’s an advance boost?
Money added to your eligible cash advance amount. It’s a reward for completing certain tasks.
How much boost can I get?
Earn a boost for each completed task. Earn 3 boosts total if you do all 3. Your eligible boost amounts can be seen in the Spend tab.
What do I need to do?
Have a brand new Credit Builder Card and complete these (each is worth 1 boost):
Add $30 to your card’s security deposit.
Activate your physical card.
Spend 3 times with your card.
Do I need to sign up or opt in?
Nope!
Do I have to do all 3 tasks to earn a boost?
No. You can complete all or just some. Either way, you’ll earn a boost for each task you complete.
How long do I have to do all the tasks?
You have 30 days from opening the card to complete the tasks.
How to earn boosts
Adding $30
Do I need to add $30 all at once?
Yes, in a single, self-funded transfer to your card’s security deposit.
Activating my physical card
How long does it take to get my card?
About 2 weeks after you order it. If yours is late, reach out to Customer Service.
Spending 3 times
Which spends count?
Any spend with your virtual or physical Credit Builder Card.
Eligibility
What happens if I’m not eligible for an advance?
Boring answer: All eligibility requirements for cash advance apply and eligibility is not guaranteed.
Cool answer: If you’re not eligible now, don’t worry! Once you become eligible again your boost will still be added to your next eligible advance amount.
What if I already have a boost?
These boosts will be added on top of whatever boosts you already have.
Who can earn these boosts?
For now, these are for those who just got a Credit Builder Card. Keep an eye out for other spicy boost offers.
When can I take out my boosted advance?
Whenever your next cash advance becomes available.
Have a cash advance out? The boost will be applied to your next cash advance after you repay that one.
Don't have a cash advance out? See the boost on your next cash advance.
Repayment
How do I repay a boosted cash advance?
Just like other cash advances. When you sign up for an advance, you select your repayment date.
Can’t repay on that date?
Say "extend repayment" in chat.
Don't have enough in your account to repay?
We may take a partial payment (if you opted into this), and try to take the remainder later while your debit authorization remains active.
Learn all about cash advances here.