The cash advance is Cleo's answer to extortionate overdraft fees and the scary-expensive world of payday loans. The simplest way to get a cash advance is by subscribing to Cleo Plus and Cleo Builder. If you don’t want to subscribe, you can also apply for cash advance by contacting customer service at firstname.lastname@example.org. You’ll still need to qualify and go through our standard eligibility checks.
If you qualify, Cleo can give you a no-interest advance of up to $250* to help you stay out of your overdraft. You pick your repayment date - anywhere between 3 and 28 days - and pay Cleo back when you reach it.
After you’ve paid Cleo back and cooled-off from the buzz of your account being in the black, you can ask Cleo for another advance.
And no, this won’t affect your credit score.
*Eligibility requirements apply. Not all users will qualify. Advance amounts range from $20 to $250. Same day transfers subject to express fees. Visit meetcleo.com/terms for more information.