Cleo Plus is our fancy but affordable subscription service, where you get access to bonus extras (and financially useful) features.
Right now, those features are our cash advance, and credit coaching.
Put simply, with Plus you can:
💵 Request an advance to tide you over until pay day with no credit check or APR
💳 See what's hurting your credit score
What else comes with my Plus subscription?
Need savings tools? You’ve already got ‘em with Plus. Cleo savings and challenges are now part of your premium subscription
Earn yearly early added interest that’s 9X the national average*
Cleo spots and targets your problem spending with Challenges
Auto-save every time you splurge on your worst habits with Swear Jar and other Save Hacks
Cleo will hold you accountable with regular check-ins
Find out a little more info here or take a little look in-app 👇
*The Annual Percentage Yield (APY) on your account is 2.75% effective 12/11/2025. Your interest rate and annual percentage yield are variable and subject to change
Want more? Check out our blog for all things personal finance.