CLEO X FOREST

Take your money further

Get Cleo for free Forest¹ rides and up to £300² in early income. Terms apply.

Get your minutes
START HERE

Two simple steps, then onto what’s next

You can’t go further without first signing up for Cleo and connecting your bank.

Don’t let free rides pass you by

ROUTE ONE

Getting time’s a breeze

Who knew, right? Just download Cleo and connect your bank for 30 minutes, free.

Get your exclusive Forest promo code via email, and paste it into your Forest app. You'll have 30 days to redeem. Once you do, you'll have 24 hours to use your minutes.

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Meet Cleo Pro3

Everything you need for better money, in one place.

ROUTE TWO

A bit further for more minutes

Go the extra mile, without the extra effort. Download Cleo, connect your bank, and subscribe to Cleo Pro for 60 minutes more (90 total), plus 50% off your first month using code FOREST-50. Find it’s not for you? Cancel anytime.

Get your exclusive Forest promo code via email, and paste it into your Forest app. You'll have 30 days to redeem and 72 hours to use your minutes once you do. Go!

Get your minutes

Trusted by over 1M members

Cleo was founded in the UK in 2016. Since then, we’ve gained over a million paid subscribers4 and helped millions more take control of their finances.

EARLY INCOME

Up to £300 of income, early

Use Cleo to get up to £300 of income early, and sort unexpected costs as they pop up. Same-day payout, no interest, no hard credit check, and flexible repayment.

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AI MONEY

AI meets money

Money's hard. Chatting to Cleo makes it easier. Get tailored tips and simple answers to money questions. Plus, no confusing finance jargon.

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BUDGETING

Budgeting just got loads better

Use Cleo to build a budget you can actually stick with. Track bills and expenses, get spending breakdowns, and set reachable budget goals. All in one place.

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People are talking about Cleo5

  1. I have been able to borrow every time that I need to. It’s such a relief.
    Patricia C.
  2. Easy navigation. Cleo keeps me informed on my finances and credit and also my spending habits…
    Kristie S.
  3. Cleo has always been there when I needed help. They’ve earned my trust and my highest recommendation…
    Jake

Download Cleo for free

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Download Cleo for free

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1Offer for new Cleo customers aged 18+ in the UK. Connect a bank account to Cleo to claim 30 Forest minutes; redeem your code within 30 days of receipt and use the minutes within 24 hours of code redemption. Cleo Pro subscribers get a further 60 minutes to redeem within 30 days of receipt and use within 72 hours of code redemption. Forest minutes are provided by Forest and subject to Forest’s terms. Full terms at web.meetcleo.com/page/forest-partnership-terms-and-conditions.

2Early Income is subject to eligibility and requires a Cleo Pro subscription of £12.99 per month. Your available amount may vary each time based on your accrued earnings, and ranges from £50–£300. A £0.99 admin fee applies per Early Income amount. This product is not regulated by the Financial Conduct Authority. Terms apply.

3The Cleo Pro subscription offers Early Income access and Advanced AI features including Voice, Memory, and Advanced reasoning.

4Based on US paying subscribers.

5Real review. Individual results may vary.