Meet cleo

Money Stress?
Cleo's Got you

Try the world's first AI assistant dedicated to personal finance

I’m Cleo 👋

Here to make money easier

Now let's sort your sh*t out

Hand doing a rude gesture

Roast
mode

Roast me, Cleo

12 trips to McDonalds this month

Any more and I’ll start listing it as a bill

Woman looking bored
Hand showing a rock on symbol that means 'Hype' in the cleo app

Hype
mode

Hype me!

Look at you spending less on travel this week

You little introverted legend

Lady Gaga clapping
Cleo
Chat
Cleo
Chat
Cleo
Chat
Empty iPhone frame
Cleos credit builder card and also phone showing the Cleo app

From building credit to escaping your overdraft, Cleo makes the money thing easy

Get Up to a $250 spot

There's a lot of shady apps that lend you money out there. Cleo's not one of them.

Get up to a $250 spot with no interest or credit checks. (Eligibility requirements apply)

Get approved today
Borrowing options.

Build Credit. Live Life.

Credit checks? We don’t have those. But we do have a card to unf*ck your credit.*

*The Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval.

Learn about how you can start building your credit
Cleo credit builder card

Features Features Features

If you don’t love cleo
it’s probably you

App store
4.6
85k Reviews
Google Play
4.0
52.1K Ratings
“
I love it I’m not one to read reviews but Cleo makes saving and budgeting fun!
StarStarStarStarStar
”
App store review by
evie://
“
I looooove this app it has helped me so much with saving money
StarStarStarStarStar
”
App store review by
ZPeacock
“
Great app. The roast part is great, the whole app is great and super helpful to keep track of your finances
StarStarStarStarStar
”
App store review by
ridham1698
“
Love. This is such a great app to help you start saving money!!
StarStarStarStarStar
”
App store review by
jedapayne
“
Love it!! Actual budgeting help, and it’s fun!!
StarStarStarStarStar
”
App store review by
zeplan
“
Best money managing app. Definitely worthwhile and helps me stay on budget
StarStarStarStarStar
”
App store review by
Sjenks18

The Grown up stuff

We take security seriously and use the same encryption as your bank.
We also don't sell your data because that’s creepy.

Piggy bank with a key attached

Cleo never stores your bank login details

They're protected with 256-bit encryption, obvs

Manage your money in read-only mode

Cleo can’t move your cash. She can just see it (and roast it)

Cash bouquet

You’re covered by a $250k pledge

Cleo Builder and Credit Builder Card funds are protected by FDIC insurance provided by Cleo’s bank partners, WebBank and Thread Bank.

signing up takes
2 minutes

QR code to download cleo app
Talking to Cleo and seeing a breakdown of your money.