Meet cleo

Money Stress?
Cleo's Got you

Meet the world's first AI Money Pro

I’m Cleo 👋

Here to make money easier

Now let's sort your sh*t out

Hand doing a rude gesture


Roast me, Cleo

12 trips to McDonalds this month

Any more and I’ll start listing it as a bill

Woman looking bored
Hand showing a rock on symbol that means 'Hype' in the cleo app


Hype me!

Look at you spending less on travel this week

You little introverted legend

Lady Gaga clapping
Empty iPhone frame
Cleos credit builder card and also phone showing the Cleo app

From building credit to escaping your overdraft, Cleo makes the money thing easy

Get Up to a $250* spot

There's a lot of shady apps that lend you money out there. Cleo's not one of them.

Get up to a $250* spot with no interest or credit checks.

*Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first time users. Amounts subject to change. Same day transfers subject to express fees.

Borrowing options.

Build Credit. Live Life.

Credit checks? We don’t have those. But we do have a card* to unf*ck your credit.

*The Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval.

Cleo credit builder card

Save like it’s your side hustle

Cleo’s got the tools (and gifs) to help everyone save money fast*. Even you.

*Cleo is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

A Cleo feature showing different ways to save

Features Features Features

If you don’t love cleo
it’s probably you

App store
85k Reviews
Google Play
52.1K Ratings
I love it I’m not one to read reviews but Cleo makes saving and budgeting fun!
App store review by
I looooove this app it has helped me so much with saving money
App store review by
Great app. The roast part is great, the whole app is great and super helpful to keep track of your finances
App store review by
Love. This is such a great app to help you start saving money!!
App store review by
Love it!! Actual budgeting help, and it’s fun!!
App store review by
Best money managing app. Definitely worthwhile and helps me stay on budget
App store review by

The Grown up stuff

We take security seriously and use the same encryption as your bank.
We also don't sell your data because that’s creepy.

Piggy bank with a key attached

Cleo never stores your bank login details

They're protected with 256-bit encryption, obvs

Manage your money in read-only mode

Cleo can’t move your cash. She can just see it (and roast it)

Cash bouquet

Data protection

We never sell your data to third parties. Period.

signing up takes
2 minutes

QR code to download cleo app
Talking to Cleo and seeing a breakdown of your money.