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All CollectionsCredit Builder Card: FAQs
How do I use my Credit Builder Card?
How do I use my Credit Builder Card?

How do I spend on the Credit Builder Card? What can I use my Credit Builder Card for?

Written by Roisin Allum
Updated this week

What can I use my Credit Builder Card to pay for?

You can use your Credit Builder Card pretty much like any other credit card. You can use it for:

  • bills

  • gas

  • online payments

What can't I use my Credit Builder Card to pay for?

You cannot use your Credit Builder Card for:

  • crypto purchases

  • business purchases

Your Credit Builder Card is subject to the same limitations as any other credit card. That means you cannot use it anywhere a debit card is required.

This also means you cannot use your Credit Builder Card to:

  • repay your cash advance

  • pay your Grow, Plus, or Builder subscription

Does the Credit Builder Card support tap-to-pay or contactless payments?

Your physical card uses chip and PIN for payments.

What happens if I try to pay for something but have insufficient funds on my card?

If you try to pay for something but have insufficient funds in the security deposit, your transaction will be declined. But don't sweat – you can increase your available credit limit any time.

I want to make a purchase online. Where can I find my card details?

  • Go to Spend

  • Tap Card details

  • Enter your passcode

You'll then see a visual of your card number, expiry date, and CVV number.

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