You deserve more credit
Build credit the safe and easy way, with the Cleo Card*
*Cleo Card issued by WebBank, Member FDIC. Subject to approval.
Join millions of Cleo subscribers
A world of possibilities
When you’re approved for the Cleo Card, you get access to top-tier benefits—on top of the Cleo Builder subscription1 benefits, like checking your credit score without any penalty.
Smart credit coaching
1The Cleo Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support.
Consistent payments can boost your credit score
Low credit? No credit? The secured Cleo Card can help. When you make regular payments, your credit score can grow.
No interest
No credit check required to apply
Cleo has helped [me] learn what it means to build credit with the credit builder.2
Take control of your credit
Sign up to the Cleo Card
Download the Cleo app, hit the “spend” tab, and see if you qualify for the Cleo Card by linking your bank account. We don’t do anything shady with your data. Ever.
Make Cleo’s Card work for you
Approved? Awesome. Now load your card with the cash you’d be spending anyway (AKA your “security deposit”) and build credit each time you tap at checkout.
Watch your credit score climb
The Cleo Card is a secured card, which keeps you safe from overspending. Cleo then reports your consistent payments to credit bureaus, which can lift your score.
1The Cleo Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval.
2Review provided by Customer to Cleo AI Ltd d/b/a Cleo. Individual results may vary.