Better credit means a smoother ride
Car loan interest rates are determined by your score
Bad credit is doing you dirty
A low credit score could mean paying $5,000 more1 in interest on a car loan.
So if your credit’s a mess, clean it up with Cleo.
Join millions of Cleo subscribers
217k+ ratings onApp StoreandGoogle Store
My credit score went up 60 points2
How Cleo helps you build your score safely
Sign up to Builder3
Download the Cleo app, hit the “spend” tab, and see if you qualify for the Cleo Card4 by linking your bank account.
Make the Cleo Card work for you
Add money you’d be spending anyway to your security deposit (minimum $1). Work on your score each time you tap.
Safely work on your score
Because it’s a secured card, you’re safe from overspending. Cleo reports your payments directly to the credit bureaus. And on-time payments are what lifts your score. Voila.
1Source: Average Car Loan Interest Rates by Credit Score, Experian, https://www.experian.com/blogs/ask-experian/average-car-loan-interest-rates-by-credit-score/
2Review provided by Customer to Cleo AI Ltd d/b/a Cleo. Individual results may vary.
3The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support.
4Cleo Card issued by WebBank, Member FDIC. Subject to approval.