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Running short? Here’s how you could get a $200 cash advance before payday 💰
Klover first made an appearance back in 2019 👋
It’s a financial tech app that offers zero-interest cash advances (up to $200) to help you cover expenses until your next payday.
As well as a quick spot, you can get access to other useful financial tools. Some of which include overdraft protection and insights on your spending which should help you budget better 💅
(We’ll just mention here that if you’re in a tight spot right now, Cleo can spot you up to $100, as well as being the only money app that roasts you... eligibility requirements apply though. Scroll down to find out more)
If eligible, you can get a cash advance of up to $200 to help cover you until your next payday.
Similarly to other cash advance apps, Klover’s also a budgeting app.
With Klover, you can:
You can also earn points for completing surveys and watching ads. Easy.
You’ll then be able to cash them out to get a bigger advance or enter its daily sweepstakes 💵
The subscription is $3.99 per month.
However, if you’re looking for an instant cash advance, you’d need to pay an express fee which can be up to $9.99 🚀
💵 $0-$10 – $2.99
💵 $10.01-$25 – $3.99
💵 $25.01-$50 – $5.89
💵 $50.01-$75 – $6.49
💵 $75.01 and up – $9.99
And unlike other financial institutions (banks, we see you), if you’re unable to make the payment back on time, there’s zero interest rates and no late fees.
However, it’s important to always try to make these payments back on time as late payments can lead to poor financial habits. (Apologies for being naggy. But it’s true.)
Signing up for an account with Klover is straight forward. Firstly, you’ll just need to download the Klover app (iOS/Android).
To complete your sign-up, you’ll need the below information:
PSA: Klover doesn’t run credit checks and it doesn’t require a Social Security Number.
If you’re wondering how to get an advance on Klover, there’s a whole article on eligibility requirement. We’ve listed some of the main requirements below:
Not asking for a lot then 👀
And if you’ve recently started a new job, you’ll need to have three consistent direct deposits from your employer to qualify for a Klover advance. For most people, this would mean waiting around 6 weeks.
Klover says it keeps all of your data private. And it uses bank level, military-grade 256bit encryption technology which is one of the market’s most secure encryption methods.
Jargon decoded: Basically, yes, it’s legit. And it’s safe.
Here for it.
Klover has a rating of 4.7/5 on the App Store and 4.1/5 on Google Play.
If you want to shop around first before jumping in, there’s tons of other cash advance apps out there. And if you’re looking for an instant cash advance, there are a few apps which charge a lower express fee than Klover.
Ok yes, slightly biased, but you are literally on the blog right now.
If you’re in need of a quick spot, the Cleo Plus feature can offer up to $100**
And unlike other cash advance apps, you can get an advance if you have gaps in your pay and don’t have a specific income. That’s right, Cleo’s the best cash advance app for gig workers.
We literally have a whole article which explains how to get a cash advance with Cleo, but it’s pretty simple:
1.) Download the best money app in the world (iOS/Android)
2.) Connect Cleo with your main bank account
3.) Find out if you're eligible for the cash advance
4.) If eligible, confirm your details
5.) Decide when you want the money
💵 Maximum amount: $100
🏦 Fees: $5.99 monthly subscription and no late fees
🚀 Speed: three to four working days or today if you pay an express fee of $3.99
✅ Repayment: it’s up to you when you want to repay
🔎 Credit check: no
📈 Interest: hell no
💙 ”It's such a bad ass bank they give you cash advances when you need them it's pretty bad ass I would a hundred percent recommend.” Diana H. Trustpilot review*
The rumors are true. We’re badass.
Enjoy this post? Give it a share or send it along to a friend. You never know, it could make a big difference.
Big love. Cleo 💙
*Testimonial Disclaimer: Review provided by customer to Cleo AI Ltd. d/b/a Cleo. The comment above is related to individual experiences or results. Individual results may vary.
** Eligibility requirements apply.
Have you ever needed toasting more for literally making it through a year?
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