Borrow Borrow Borrow

Need a

We're not fans of payday lenders or overdraft fees. So we've tried to build something different.

Getting a salary advance.

We’re more than a Cash Advance Tho, K?

Nothing would make us happier if you never needed a spot from us. We've got tons of tools to help you spend less than you earn and improve your financial health.

That’s why you can also get help:

Tracking your spending and upcoming bills

Setting up a budget (it won’t hurt, promise)

Getting guidance from Cleo to keep you on the rails

If it comes down to it… roast mode 🔥

How much can I get?




Are there any credit checks?


Is there any interest?


How about fees?

Cash advance is available to Cleo Plus and Cleo Builder users which comes with a monthly subscription. (But you get other perks, like credit building and cashback)

There’s an additional fee ($4) for express transfers, but our ACH option is free.

Does going into my overdraft really matter?

Shyeah. Statistically speaking, if you overdraft once, it'll happen two more times that month. At most banks, that's usually more than $100 in avoidable fees.

But you can see for yourself with our hand ol' overdraft fee checker.

signing up takes
2 minutes

Talking to Cleo and seeing a breakdown of your money.