Borrow Borrow Borrow

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Advance Apps

There's a lot of BS apps that let you borrow money out there...Cleo isn't one of them.

Getting a salary advance.

Most Cash Advance Apps Want One Thing

It's you. In debt. Some of them even charge you 600% interest. So you need to be careful with who you borrow money from.

We made Cleo to help you escape the payday lending cycle and actually improve your financial health

Here's Why We're One of the bEst Money Borrowing Apps

No credit checks or interest

Get help creating and sticking to a budget

Personalized tips on how you can save more

Get roasted for wasting money

So can I Just Borrow $100 Instantly?




Can I get a cash advance as a gig worker?

You can still qualify! We don't currently check W2s or require proof of employment, which makes Cleo more inclusive than other cash advance apps. You can read more about it here.

What's the difference between a cash advance app and a payday loan?

Great question. We've written all about it on our blog

What should I do if I'm not eligible?

Your eligibiliy is determined by a lot of different factors that change often, so the best thing you can do is wait a few days and try again. We can say most people are successful applying for an advance just after they've had some money enter their account.

How about fees?

Cash advance is available to Cleo Plus and Cleo Builder users which comes with a monthly subscription. (But you get other perks, like credit building and cashback)

There’s an additional fee ($4) for express transfers, but our ACH option is free.

Does overdrafting really matter?

Statistically speaking, if you overdraft once, it'll happen two more times that month. At most banks, that's usually more than $100 in avoidable fees.

signing up takes
2 minutes

Talking to Cleo and seeing a breakdown of your money.