You can still qualify! We don't currently check W2s or require proof of employment, which makes Cleo more inclusive than other cash advance apps. Learn about cash advance for gig workers.

Great question. You can read about the differences between a cash advance and a payday loan on our blog.

Your eligibiliy is determined by a lot of different factors that change often, so the best thing you can do is wait a few days and try again. We can say most people are successful applying for an advance just after they've had some money enter their account.

Cash advance is available to Cleo Plus and Cleo Builder users which comes with a monthly subscription. (But you get other perks, like credit building and cashback)

There’s an additional fee ($4) for express transfers, but our ACH option is free.

Yep. The lowest amount Cleo will currently spot anyone is $20 though.

Yes and no. We both have a cash advance feature, but our eligibility requirements are slightly different.

Well look no further. Cleo's cash advance is similar to Earnin, but we don't require employment verification or a direct deposit