There's a lot of BS apps that let you borrow money out there...Cleo isn't one of them.
Most Cash Advance Apps Want One Thing
It's you. In debt. Some of them even charge you 600% interest. So you need to be careful with who you borrow money from.
We made Cleo to help you escape the payday lending cycle and actually improve your financial health
Here's Why We're One of the bEst Money Borrowing Apps
No credit checks or interest
Get help creating and sticking to a budget
Personalized tips on how you can save more
Get roasted for wasting money
So can I Just Borrow $100 Instantly?
You can still qualify! We don't currently check W2s or require proof of employment, which makes Cleo more inclusive than other cash advance apps. You can read more about it here.
Great question. We've written all about it on our blog
Your eligibiliy is determined by a lot of different factors that change often, so the best thing you can do is wait a few days and try again. We can say most people are successful applying for an advance just after they've had some money enter their account.
Cash advance is available to Cleo Plus and Cleo Builder users which comes with a monthly subscription. (But you get other perks, like credit building and cashback)
There’s an additional fee ($4) for express transfers, but our ACH option is free.
Statistically speaking, if you overdraft once, it'll happen two more times that month. At most banks, that's usually more than $100 in avoidable fees.