No credit check
No interest
No direct deposit required
Flexible repayment plan

Join millions of Cleo subscribers

Get started with Cleo
Download the app and sign up in just a few minutes.
Check your eligibility
Link your checking account—no credit checks, no hassle.
Choose your advance
Pick the amount that works best for you.
Get your cash
Receive your advance.
Cleo hooks you up with cash when life hits hard—simple, stress-free, and no sketchy lenders. When payday rolls around, your advance takes care of itself.

It’s an easy pick.
Cash advances are based on how much you spend, and repayment is simple and easy. Trust me, Cleo has you covered.

Cleo keeps your finances private, safe, and fun (yes, really)

Personalised budgeting and automatic savings make everyday choices add up to long-term wins.
* Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Users can take a max disbursement of up to $170 per day. Same day transfers subject to express fees of $3.99-$14.99 based on amount. You may also request a Cash Advance without subscribing by contacting team@meetcleo.com
** Real review. Individual results may vary.