Need cash now? Get up to $500* today
Stay in control between paydays
No credit check
No interest
No direct deposit required
Flexible repayment plan
Join millions of Cleo subscribers
Smooth from start to finish.
Get started with Cleo
Download the app and sign up in just a few minutes.Check your eligibility
Link your checking account—no credit checks, no hassle.Choose your advance
Pick the amount that works best for you.Get your cash
Receive your advance.
How does Cleo help?
Cleo hooks you up with cash when life hits hard—simple, stress-free, and no sketchy lenders. When payday rolls around, your advance takes care of itself.
Cleo vs. Everyone else...
It’s an easy pick.
When others fall flat, Cleo comes through
Cash advances are based on how much you spend, and repayment is simple and easy. Trust me, Cleo has you covered.
Safer than an actual safe
Cleo keeps your finances private, safe, and fun (yes, really)
Build better money habits with Cleo
Personalised budgeting and automatic savings make everyday choices add up to long-term wins.
I'm free to use
It takes just two minutes to get started.
* Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $150-$500 for existing users, and $150-$180 for first-time users. To qualify for up to $500 you must direct deposit at least $750/month. Amounts subject to change. Same day transfers subject to express fees of $3.99-$14.99 based on amount. See our FAQs for more info.
** Real review. Individual results may vary.