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How it works?

  1. Build your credit history

    Take control of your credit with Cleo’s Builder plan. Track your progress, check your credit history, and access tools designed to help you level up your score.

  2. Budget like a pro

    Create a budget you can actually stick to. Get personalized insights and tips to help you improve your spending habits and keep more of your money.

  3. Save without thinking

    Start building your emergency fund effortlessly. Cleo’s automated saving tools and competitive interest rates do the heavy lifting for you.

Get Cleo for free now

Get Cleo for free now

¹Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first-time users. Same day transfers subject to express fees. You may also apply for a cash advance without subscribing. See our FAQs for more info.



²Referral Boost may be applied once your referral subscribes to Cleo Plus or Cleo Builder using your referral code. Limit five (5) per customer. Referrals may also reach out to team@meetcleo.com with the code if they do not wish to subscribe.



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