SH*T YOU DIDN’T LEARN IN SCHOOL 💙

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December. It’s the most wonderful time of the year.

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Incidentally, it’s also the most expensive time of the year.

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So this week, we’ve put together everything you need to get through if money’s tight. From alternatives to gifting, to hacks for free takeout food over the holidays.

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Big love 💙

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BLINK AND YOU’LL MISS IT 👁️

Free or cheap gifts this holidays
Last minute shopping on a budget? We got you.

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How to borrow money from PayPal

Want funding for your business or credit for your fave stores?

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6 hacks for getting free food

Check out number 2 for takeout 👀

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Unveiling Cleo’s first-ever money trend report

The low down on how Cleo users spent and saved in 2022...

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NEWS BY THE NUMBERS 🎓

🥫 Your Dad’s been saying it for years. Turns out expiration dates are bullshit.

🏠 The first-ever Gen Z congressmen-elect, at only 25 years old, says he was denied a DC apartment because of his “really bad” credit score. He’s just like us!

🙃 A few months ago, Twitter laid off about half of its 7,500 full-time employees. Now it’s stiffing this staff by cutting severance pay. Money must be super tight for  billionaire Elon Musk rn.

🧊 Saweetie has announced her new financial literacy program for young people, the Icy Baby Foundation. She’s really out here doing more for financial literacy than our government.

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✨ MONEY HACK OF THE WEEK ✨

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Last minute Christmas shopping and low on funds? (Firstly, same)

Check out where to get free Christmas cards and vouchers for your loved ones.

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Ready to impress your family with how cheap you are?

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Let’s go 🏃

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Enjoy this post? Def give it a share or send it along to a friend. You never know, it could make a big difference. And of course, if you want to try the best money app in the world for free, just hit this link right here.

Big love. Cleo 💙

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Until next time 👋