You know the feeling. You’re all set to glide to payday. And then you find yourself with a broken-down car. Or some other unexpected expense.

This is where sneaky overdraft fees and predatory payday loan apps come in, designed to trap you in a downwards money spiral. (Don't even get us started on all the reasons why "overdraft protection" is BS.)

Luckily, there are plenty of safe apps that offer instant cash advances out there - with no interest, and no credit checks required. Today we’re taking a look at Albert.

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(We’ll just mention here that if you’re in a tight spot right now, Cleo can spot you up to $100, as well as being the only money app that roasts you... eligibility requirements apply though. Scroll down to find out more)

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Does Albert let you borrow money?

Yes, Albert lets you borrow money. With its Advance cash feature, you can get up to $250.

A cash advance is calculated against your credit card limit or income, so you’re effectively borrowing from your next paycheck in advance of receiving it.

Or as Albert put it on the app’s website: “We’ll send up to $250 from your next paycheck straight to your bank account. Just repay us when you get paid.”

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How much does Albert let you borrow?

Albert lets you borrow up to $250 dollars. There are no credit checks for Albert Instant cash advances. This amount depends on a variety of factors, including how much money you make.

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Albert states on the app’s website that it primarily looks to find:

• Your income is direct deposited into your connected bank account.
• Your connected bank account has been open for at least 2 months and has a balance greater than $0 (no negative balance).
• You've received consistent income in the past 2 months from the same employer.
• Your recent paycheck was received on time and has funds still available 24 hours after your payday.

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Y‍ou can borrow up to three Albert cash advances per pay period, though you must repay your outstanding loan before receiving another.

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How quickly can you receive Albert instant cash?

According to Albert, if you direct your cash advance to your linked bank account, you will receive the cash in 2-3 days.

Otherwise, there is a $6.99 fee for instant transfer.

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Want to shop around for the best cash advance app for you? Check out the Best Cash Advance Apps of 2023.

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Cleo, the money app that roasts you

Need to be playfully held accountable for your ✨ low vibrational ✨ spending moments?  Want a money app with personality? Meet Cleo, the money app that roasts you.

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With Cleo, you can:

💙 Build a budget that’s right for you

💙 Use autosave to build savings without thinking

💙Get roasted for your questionable money habits, and hyped for all the good you’re doing

💙 Track your spending, so you can see where your spending

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Meet you, but with no money stress.

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Enjoy this post? Give it a share or send it along to a friend. You never know, it could make a big difference.

‍Big love. Cleo 💙