Toast your 2021 spending and move the f*ck on

A very special spending review

Text that says 'Type toast me to cleo'

Don’t worry, we’re not doing a ‘So, this year huh?’

That’s the last thing you need after living it (seriously, shout out to you).

2021 definitely … happened.

We felt … feelings. For more on that, Cleo’s got you.

Gif of Mariah carry having a sip of wine

WTF just happened 

Make sense of your 2021 with Toast Mode.

Time to face what it all cost you, toast to it and move on.

It’s called ✨processing ✨

You could even walk away with $500.

Raise a glass, someone’s getting $500

🥂 Type 'toast me' to Cleo in-app

🥂 Say cheers to your 2021 spending

🥂 See how to enter for the $500

Let’s see what money memories your brain has lovingly buried.

To my 2021 spending 🥂

Still have questions? Find answers below.
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Michael will get you through a hangover

Things are tough right now and turns out, pandemics don’t spare your finances. On a mission to help where we can, we made Random Acts of Relief. Long story short – Michael gifted some money to someone in need and left this truly iconic note alongside it. We did what anyone with an aching desire for words of affirmation right now would do and hit him up for MORE.


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Talking to Cleo and seeing a breakdown of your money.